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x402 payments

How PDF As You Go uses the x402 protocol to charge per request in USDC, with no account or API key.

x402 is an open standard that revives the dormant HTTP 402 Payment Required status code so a client can pay for a request inline, in stablecoins, with no account. It was open-sourced by Coinbase in 2025 and donated to the x402 Foundation (Linux Foundation) in April 2026. PDF As You Go uses it as the only payment and authentication mechanism — there is no API key.

A conventional API authenticates with a key and bills out of band. For an autonomous agent that means a human had to sign up and provision a credential first. x402 collapses authentication and payment into the request itself: the payment authorization is the auth. Nothing is issued, stored, or rotated.

  1. Request. The client calls a tool or hits an endpoint with its document and parameters.
  2. 402 Payment Required. If unpaid, the server responds 402 with a payment-requirements body describing how to pay.
  3. Sign. The client builds a signed payment payload — a gasless authorization — and retries the request with an X-PAYMENT header.
  4. Verify & settle. A facilitator verifies the signature and settles the transfer onchain. The service holds no blockchain infrastructure of its own.
  5. Deliver. On success the server runs the operation and returns the result plus an X-PAYMENT-RESPONSE header confirming settlement.

Settlement is typically sub-2-second, with onchain cost around $0.0001 — negligible against the $0.05 operation price.

When a request is unpaid, the server returns a JSON body with an accepts array. Each entry is one acceptable way to pay:

{
"x402Version": 1,
"error": "X-PAYMENT header is required",
"accepts": [
{
"scheme": "exact",
"network": "base",
"maxAmountRequired": "50000",
"resource": "https://api.pdfasyougo.com/v1/merge",
"description": "Merge PDF documents",
"mimeType": "application/json",
"payTo": "0xA0b8…receiver",
"maxTimeoutSeconds": 60,
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": { "name": "USDC", "version": "2" }
}
]
}
Field Meaning
scheme Payment scheme. PDF As You Go uses exact — a fixed price.
network Settlement chain (CAIP-2 / x402 network id). base is the default.
asset Token contract address. The example is USDC on Base.
payTo The service’s receiving address.
maxAmountRequired Price in the token’s base units. USDC has 6 decimals, so 50000 = $0.05.
resource The URL being paid for.
description, mimeType Human/machine context for the charge.
maxTimeoutSeconds How long the quote is valid before you must re-request.
extra Scheme-specific data — here, the USDC EIP-712 domain name/version.
  • X-PAYMENT (request) — a base64-encoded payment payload your client sends on the retry. For USDC it carries a gasless EIP-3009 transferWithAuthorization signature; other ERC-20s can use Permit2. The client signs locally — no gas, no prior onchain transaction.
  • X-PAYMENT-RESPONSE (response) — a base64-encoded settlement receipt the server returns on success, including the onchain transaction reference.

The exact byte layout and a worked example are in The 402 flow.

A facilitator is the service that verifies a payment signature and settles it onchain. PDF As You Go delegates verify-and-settle to a facilitator, which is why it needs no chain infrastructure itself. From your side the facilitator is invisible — you sign, you send the header, and you get a settled receipt back.

In practice an x402-aware client does all of the above. For HTTP, libraries like x402-fetch wrap the loop; for MCP, an x402-capable client handles it inside the tool call. You provide a funded wallet; the library handles the 402, the signature, and the retry.